The Credit Department, Inc.

We are your strategic partner to reduce DSO, improve cash flow, mitigate risk and enhance trade receivables. Since 1993, The Credit Department (TCD) has been a leader in trade receivables and risk management for private equity and businesses in over 100 industries. Our services improve cash flow and reduce costs, including: • Reduction of bad debt expense by up to 50% • Increasing unauthorized deduction recoveries by up to 200% • Reducing day sales outstanding (DSO) by over 25% TCD acts as an extension of any internal credit department, working alongside CFOs to manage any or all aspects of your trade receivables, including: • Leveraging our Trade Receivables services. Our agents and services operate as an extension of any credit department, providing a seamless experience for B2B customers. • Utilizing our proprietary A/R database workflow technology that provides a total current/historical view of your trade receivables asset, ensuring maximum efficiency. • Integrated process flows to help streamline the analysis and collections process. • Automated deduction management tools to help in portal management and to prevent unnecessary future customer deductions. • Realtime credit analysis reporting that helps you to make more accurate credit granting decisions. A global leader. Over 500 companies and private equity firms in over 100 industries around the world rely on our services to improve receivables performance. Our services, results and customer testimonials have been widely documented in industry and major publications, including: • WallStreetReporter.com • The Business Journal • CFO Magazine • Credit and Collection Magazine • Credit Today Magazine • Business Credit Magazine • Finance & Commerce • Upsize Magazine • Twin Cities Business Monthly • The Minneapolis Star Tribune • St. Paul Pioneer Press • Minnesota Business & Opportunities Magazine Receivables Management. The Way It Should Be.