Joyn Insurance

Joyn underwrites commercial insurance in the Small and Middle Markets. We’re powered by technology, data and expertise to deliver a transparent, trusted and truly one-of-a-kind insurance experience to our valued brokers and customers. When we join up, we’re smarter, better, faster and protected. Together. As an MGA specializing in underwriting Excess and Surplus (E&S) property and general liability insurance, we've developed a workflow platform that caters to the complex and niche nature of this market. The platform works on the principle that time is the most valued commodity and optimizing the workflow for minimal human touch will enhance the ability and experience of our team, brokers, agents and their customers. Our platform enhances the workflow of all parties involved in underwriting in the more complex segments of the commercial insurance space, with benefits such as increased automation, data collection, and integration of key activities in the insurance lifecycle. Benefits to our brokers as a result of our team using this technology include: Ease of Doing Business – We automatically ingest submission documents and pull data from third party sources, which reduces the number of questions to the broker. Efficiency and Responsiveness – If the submission is out of the acceptable risk appetite, we provide a quick “no” decision. Else, we will acknowledge every submission and turn it around quickly. Consistency – Initial premiums are machine-generated, and our underwriters are provided underwriting guidance and guardrails by the platform. As a result, their broker partners should expect consistent and unbiased underwriting from Joyn. Quality – Our quote and policy documents are automatically generated, which virtually eliminates errors and significantly reduces the time taken to produce and provide these documents.